Guardfolio Research · ETF Overlap
VYM vs VTI Overlap: 33.8% of Weight in Shared Holdings
VYM (Vanguard High Dividend Yield) and VTI (Vanguard Total Stock Market) overlap by 33.8% of normalized weight through 582 shared securities, led by AVGO, JPM, XOM, JNJ, ABBV. Here is which positions contribute most and what the result can and cannot say about diversification.
Overlap Summary
Bottom line
VYM and VTI share 33.8% of normalized fund weight across 582 securities. That is significant overlap: the funds reinforce some of the same positions, so combining them may diversify less than expected..
The Data
Exactly which securities VYM and VTI share
The table below shows the largest contributors to overlap across the licensed full holdings, with each fund's normalized weight and the lesser weight that counts toward overlap.
| Data basis | Licensed full holdings |
|---|---|
| Fund dates | VYM 2026-08-24; VTI 2026-08-24 |
| Coverage gate | At least 97% retained per fund |
| Holding | VYM weight | VTI weight | Shared (min) |
|---|---|---|---|
| Broadcom Inc (AVGO) | 7.37% | 2.56% | 2.56% |
| JPMorgan Chase & Co (JPM) | 3.83% | 1.31% | 1.31% |
| ExxonMobil Holdings Corp (XOM) | 2.63% | 0.89% | 0.89% |
| Johnson & Johnson (JNJ) | 2.51% | 0.86% | 0.86% |
| AbbVie Inc (ABBV) | 1.81% | 0.62% | 0.62% |
| Cisco Systems Inc (CSCO) | 1.87% | 0.57% | 0.57% |
| Bank of America Corp (BAC) | 1.67% | 0.55% | 0.55% |
| UnitedHealth Group Inc (UNH) | 1.52% | 0.52% | 0.52% |
| Caterpillar Inc (CAT) | 1.51% | 0.52% | 0.52% |
| Chevron Corp (CVX) | 1.49% | 0.52% | 0.52% |
| Procter & Gamble Co/The (PG) | 1.37% | 0.47% | 0.47% |
| Home Depot Inc/The (HD) | 1.35% | 0.46% | 0.46% |
| Merck & Co Inc (MRK) | 1.31% | 0.45% | 0.45% |
| Coca-Cola Co/The (KO) | 1.39% | 0.42% | 0.42% |
| Philip Morris International Inc (PM) | 1.21% | 0.41% | 0.41% |
| RTX Corp (RTX) | 1.18% | 0.40% | 0.40% |
| Goldman Sachs Group Inc/The (GS) | 1.14% | 0.40% | 0.40% |
| Wells Fargo & Co (WFC) | 1.08% | 0.37% | 0.37% |
| Texas Instruments Inc (TXN) | 1.02% | 0.35% | 0.35% |
| Morgan Stanley (MS) | 0.96% | 0.35% | 0.35% |
| Total full-holdings overlap | 99.2% | 34.1% | 33.8% |
Showing the 20 largest contributors of 582 shared securities. The total uses every shared security.
The 33.8% figure uses all reported non-cash holdings and sums the lesser normalized weight for each shared security. VYM is dated 2026-08-24 with 99.834% retained coverage; VTI is dated 2026-08-24 with 99.908% retained coverage.
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Sector Picture
VYM vs VTI: sector exposure side by side
Two funds can share few holdings yet still concentrate the same sectors. Here is how the top sectors compare (70.0% combined sector overlap).
| Sector | VYM | VTI |
|---|---|---|
| Technology | 14.5% | 30.9% |
| Financial Services | 22.0% | 13.0% |
| Industrials | 12.4% | 9.8% |
| Healthcare | 11.9% | 9.6% |
| Consumer Discretionary | 7.2% | 10.4% |
| Consumer Staples | 11.8% | 5.2% |
The Verdict
Should you hold both VYM and VTI?
VYM and VTI share 33.8% of normalized fund weight across 582 securities. That is significant overlap: the funds reinforce some of the same positions, so combining them may diversify less than expected.
FAQ
VYM vs VTI overlap: common questions
How much do VYM and VTI overlap?
VYM (Vanguard High Dividend Yield) and VTI (Vanguard Total Stock Market) overlap by approximately 33.8% of normalized weight across their licensed full holdings. They share 582 securities; the largest contributors include AVGO, JPM, XOM, JNJ, ABBV, CSCO, BAC, UNH. The separately dated sector reference shows 70.0% overlap.
What stocks do VYM and VTI both hold?
Both VYM and VTI hold Broadcom Inc (AVGO), JPMorgan Chase & Co (JPM), ExxonMobil Holdings Corp (XOM), Johnson & Johnson (JNJ), AbbVie Inc (ABBV), Cisco Systems Inc (CSCO), Bank of America Corp (BAC), UnitedHealth Group Inc (UNH) among their top positions. These shared names account for the 33.8% weight overlap.
Is it worth holding both VYM and VTI?
VYM and VTI share 33.8% of normalized fund weight across 582 securities. That is significant overlap: the funds reinforce some of the same positions, so combining them may diversify less than expected.
What is the difference between VYM and VTI?
VYM is a dividend fund (US Dividend, 0.06% expense ratio) and VTI is a total US market fund (US Total Market, 0.03% expense ratio). The dataset includes 605 VYM holdings as of 2026-08-24 and 3485 VTI holdings as of 2026-08-24.
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